Featured Property Listing

1872 Clark Dr.
Erie, CO 80516

MLS # 607076

Locale: Erie

County: Boulder

Subdivision: Canyon Creek Flg 2 Correction

Total SqFt All Lvls: 3259

Basement SqFt: 1165

Total Finished SqFt: 2094

# Garage Spaces: 2

Garage square feet: 520

YearBuilt: 1998

Bedrooms: 3
Baths: 3

This amazing large two story contemporary home will knock your socks off! Large separate dining room. Large study. Large fenced in back yard. Over sized two car garage. Master suite with 5 piece master bath! New carpet! New Laminate Floors! Fresh Paint! Extremely open, light and bright! Faces private space and park. Shows beautifully with staged furniture!

SUMMARY OF THE ECONOMIC STABILIZATION ACT

A SUMMARY OF THE ECONOMIC STABILIZATION ACT

On October 1, the Senate passed the Emergency Economic Stabilization Act (EESA) on a bipartisan vote of 74 – 25. NAR supported both the Senate package and the one the House defeated September 29.

This summary uses some general subject headings to illustrate the many pro-taxpayer and pro-borrower provisions in the bill, as well as to showcase the provisions that encourage banks to work more closely with borrowers in foreclosures and short sales.

Help Homeowners and Borrowers: The Senate legislation responded to the criticisms that lenders have been slow and/or unwilling to work with homeowners and borrowers. It encouraged negotiation in short sales and consumer efforts to refinance or reconfigure existing mortgages:

· When the Treasury (or other federal agency that holds mortgages) acquires troubled existing mortgages from financial institutions, agencies are required to work with lenders and mortgage servicers to find ways to avoid foreclosures.
· All federal agencies are required to work with servicers to facilitate loan modifications that will consider the net present value of the mortgage.
· Similar refinancing and foreclosure prevention requirements apply to mortgages involving owners of multi-family properties and owners of commercial properties. Policy goal is to assure that tenants don’t lose their residence or their place of business when an owner has problems with the mortgage.
· Changes to existing mortgages can include (but are not limited to) revisions in principal, interest rate and period for repayment.

Tax Relief: The Senate added an extensive package of extensions of expired and expiring provisions that had passed previously on a vote of 93 – 2. Extended provisions include the 15-year life on leasehold improvements, brownfields clean-up deductions, deductions for mortgage insurance premiums and relief from the Alternative Minimum Tax.

Get Money into the Financial System Quickly: The credit markets are nearly frozen. Lenders can’t lend because they are receiving no payments on existing loans. The legislation allowed the government to buy troubled loans and mortgage securities. The funds that the institutions received when the government purchased the existing portfolios were to be available to issue new mortgages with more carefully specified and monitored lending standards. Provisions include:

· Create a Troubled Asset Relief Program (TARP) to purchase and guarantee the troubled assets from the financial institutions that hold mortgages and/or mortgage-backed securities.
· A new Office of Financial Stability within the Treasury to operate TARP, with input from the Federal Reserve, Federal Deposit Insurance Corp (FDIC – the agency that works with failed and failing financial institutions to insure and protect consumers), the Comptroller of the Currency (bank regulator), Office of Thrift Supervision (regulator of former savings and loan companies) and the Secretary of Housing and Urban Development.
· Don’t give out all the money at one time. First release of funds to purchase troubled assets will be $250 Billion. Second release of up to $100 Billion must be authorized by the President. Final $350 Billion can be issued only on Congressional approval. Congress given 15 days to act.

Follow, Protect and Watch Over the Money: Congress will keep a tight rein on TARP. Congress will have the assistance of numerous agencies charged with specific tasks and reporting responsibilities:

· TARP Oversight Board at Treasury -- monthly activity reports to Congress.
· Secretary of Treasury -- detailed reports to Congress for each $50 Billion in transactions.
· Government Accountability Office (Congress’s auditor) -- financial reports about TARP activities every 60 days.
· Judicial Review -- Federal courts may issue injunctions when there is a finding that the Secretary of the Treasury has acted in a manner that is arbitrary, capricious or outside the law.
· Create a new Inspector General (IG) for TARP. An IG might be viewed as the “cop on duty” who has authority to investigate TARP’s activities. IG will make quarterly reports to Congress.
· Appoint a Congressional Oversight Panel – receive and process all these reports to keep Congress apprised of the state of financial markets, activities of the regulatory system and the use of TARP’s asset acquisition and disposition authority.
· Federal Reserve -- provide reports to Congress on utilization of the lending authority created earlier this year. That authority was intended to assist ailing financial institutions.

Put Brakes on the Bad Guys: Congress wanted to curtail “bad acts” of executives who gambled and lost.

· Assure that skilled asset managers who buy and sell TARP assets have no conflicts of interest with prior employers or firms.
· No golden parachute or severance payments to executives of companies that sell assets to TARP. An executive who receives a parachute payment will be required to pay a 20% excise tax on it.
· No tax deductions allowed for any executive’s compensation of more than $500,000.
· All financial regulatory agencies are required to cooperate with the FBI in its investigations of fraud, misrepresentation or malfeasance in the selling or advertising of financial products.

Give the Taxpayers a Stake in the Profits: Historically, when the government has intervened to shore up a company’s or government’s financial dealings (such as the loan guarantees made to Chrysler and the aid given to New York City during a fiscal crisis), the long-term effect has been that the government has made money back on the deal. The legislation provided an “upside” benefit for taxpayers:

· Any profits generated when the government subsequently sells TARP assets would be used to pay down the national debt.
· The government will receive warrants in the companies that participate in TARP. The warrants are similar to stock, but do not grant any voting authority to the government. If the participating company pays dividends at some future time, the warrants would allow the government to receive the dividend. Similarly, if the government sells its stake in the company, the warrants would entitle the government to any appreciation.

Safeguard Savings: Increase the amount of federal insurance on bank accounts from $100,000 to $250,000. This will be particularly helpful to smaller and local banks and small businesses.

Recoup What’s Still Owed: If, after five years from the date of enactment (the date the President signs a bill), the program has lost money, the sitting President will be required to present a plan to Congress for ways to recover the funds from the financial institutions that benefited from the TARP relief.

Fannie and Freddie's Dual Obligations

For years our nation has tried to encourage home ownership. The tax benefits are wonderful plus this encourages people to have pride of ownership and take care of their neighborhoods and properties. I have been in this business long enough to remember when getting people into Community Home Buying programs was a good thing. We all wanted the teachers, fireman and gardners to have a place that they could call home. And before affordable housing programs became the rage (which is almost completely subsidized) the Community Home and mandated FNMA and FDMC buying programs that allowed people in homes with zero down and shaky incomes were strongly encouraged by Congress and Clinton. I tried to find a non-partisan take on this issue. This article is from June 2003Fannie and Freddie Mac Meeting Dual Obligations

Troubled Asset Relief Program Was A Necessary Evil

We now own a property that went into foreclosure only because the owner lost his job and couldn't find a comparable job for two years. How many of us can withstand 2 years of no income? The housing bust is the symptom of a recession economy that was left unchecked. Instead if saying hey...we are in a recession so let's stabilize it...barely anything was done to correct the trend. So here we are. And Congress is frozen and afraid to do anything. I can almost understand when you have hundreds of economists saying something like http://prospect.org/csnc/blogs/beat_the_press. But let's not do "anything" and let's just sit on the sidelines while this train wrecks into a deep depression is in my opinion not an option. We haven't been a completely free market, capitalistic economy after the depression and banks were required to keep reserves, the FDIC , labor unions and anti-trust, anti monopoly laws, etc, etc were formed. Let's not pretend to be a free market now. Let's see if the ecomonists and Congress can come up with a plan that will work and do something because mainstreet... everyone is going to be effected by this credit crunch! Troubled Asset Relief Program (TARP)

Emergency Economic Stabilization Act Slow To Ease Homeowners

Emergency Economic Stabilization Act will be slow to ease the difficulty that
homeowners feel today. Many homeowners only have days not months before their
homes go into foreclosure. What definitely needs to reviewed are the bankruptcy laws and
regulation on Wall Streets hidden economic sink hole Swaps and Derivatives.

A SUMMARY OF THE PROPOSED ECONOMIC STABILIZATION ACT

What's At Stake?
Reprint for National Association of Realtors Action Center

Pass the Emergency Economic Stimulus Act

A SUMMARY OF THE PROPOSED ECONOMIC STABILIZATION ACT WHAT’S AT STAKE FOR REALTORS

The House has defeated the Emergency Economic Stabilization Act (EESA) on a vote of 205 – 228. NAR supported the package. Media reports about it did not present the case for the many ways it would have supported the real estate industry.
The summary below presents all the bill’s provisions, condensed into some general subject headings. Many of these provisions are likely to survive in whatever legislation comes next.
Help Homeowners and Borrowers: The legislation responded to the criticisms that lenders have been slow and/or unwilling to work with homeowners and borrowers. It encouraged negotiation in short sales and consumer efforts to refinance or reconfigure existing mortgages:
When the Treasury (or other federal agency that holds mortgages) acquires troubled existing mortgages from financial institutions, agencies are required to work with lenders and mortgage servicers to find ways to avoid foreclosures.
All federal agencies are required to work with servicers to facilitate loan modifications that will consider the net present value of the mortgage.
Similar refinancing and foreclosure prevention requirements apply to mortgages involving owners of multi-family properties. Policy goal is to assure that tenants don’t lose their residence when an owner has problems with the mortgage.
Changes to existing mortgages can include (but are not limited to) revisions in principal, interest rate and period for repayment.
Get Money into the Financial System Quickly: The credit markets are nearly frozen. Lenders can’t lend because they are receiving no payments on existing loans. The legislation allowed the government to buy troubled loans and mortgage securities. The funds that the institutions received when the government purchased the existing portfolios were to be available to issue new mortgages with more carefully specified and monitored lending standards. Provisions include:
Create a Troubled Asset Relief Program (TARP) to purchase and guarantee the troubled assets from the financial institutions that hold mortgages and/or mortgage-backed securities.
A new Office of Financial Stability within the Treasury to operate TARP, with input from the Federal Reserve, Federal Deposit Insurance Corp (FDIC – the agency that works with failed and failing financial institutions to insure and protect consumers), the Comptroller of the Currency (bank regulator), Office of Thrift Supervision (regulator of former savings and loan companies) and the Secretary of Housing and Urban Development.
Timing for TARP purchases designed to assure that all the authorized $700 Billion is not released at one time.
First release of funds to purchase troubled assets will be $250 Billion. Second release of up to $100 Billion must be authorized by the President. Final $350 Billion can be issued only on Congressional approval. Congress given 15 days to act.
Follow, Protect and Watch Over the Money: Congress will keep a tight rein on TARP. Congress will have the assistance of numerous agencies charged with specific tasks and reporting responsibilities.
TARP Oversight Board at Treasury -- monthly activity reports to Congress.
Secretary of Treasury -- detailed reports to Congress for each $50 Billion in transactions as the transactions are completed.
Government Accountability Office (Congress’s auditor) -- financial reports about TARP activities every 60 days.
Judicial Review -- Federal courts may issue injunctions when there is a finding that the Secretary of the Treasury has acted in a manner that is arbitrary, capricious or outside the law.Create a new Inspector General (IG) for TARP. An IG might be viewed as the “cop on duty” who has authority to investigate TARP’s activities. IG will make quarterly reports to Congress.
Appoint a Congressional Oversight Panel – receive and process all these reports to keep Congress apprised of the state of financial markets, activities of the regulatory system and the use of TARP’s asset acquisition and disposition authority.
Federal Reserve -- provide reports to Congress on utilization of the lending authority created earlier this year. That authority was intended to assist ailing financial institutions.
Put Brakes on the Bad Guys: Congress wanted to curtail perceived “bad acts” of executives who made big bets and lost.
Assure that skilled asset managers who buy and sell TARP assets have no conflicts of interest with prior employers or firms.
No golden parachute or severance payments to executives of companies that sell assets to TARP. If a company that sells assets to TARP does make any post-employment payments (other than retirement compensation), the executive (not the company) must pay a 20% excise tax.
If a company sells assets to TARP, then no tax deductions for salary or other compensation will be allowed if a worker’s compensation package is more than $500,000.
All financial regulatory agencies are required to cooperate with the FBI in its investigations of fraud, misrepresentation or malfeasance in the selling or advertising of financial products.
Give the Taxpayers a Stake in the Profits: Historically, when the government has intervened to shore up a company’s or government’s financial dealings (such as the loan guarantees made to Chrysler and the aid given to New York City during a fiscal crisis), the long-term effect has been that the government has made money back on the deal. The legislation provided an “upside” benefit for taxpayers:
Any profits generated when the government subsequently sells TARP assets would be used to pay down the national debt.
The government will receive warrants in the companies that participate in TARP. The warrants are similar to stock, but do not grant any voting authority to the government. If the participating company pays dividends at some future time, the warrants would allow the government to receive the dividend. Similarly, if the government sells its stake in the company, the warrants would entitle the government to any appreciation.
Recoup What’s Still Owed: If, after five years from the date of enactment (the date the President signs a bill), the program has lost money, the sitting President will be required to present a plan to Congress for ways to recover the funds from the financial institutions that benefited from the TARP relief.

$700B Bailout Could Be Less When Assets Sold

The 700 Billion Dollar Bail Out
By Scott Martin
Premier Mortgage Group an Affiliated Company of Cherry Creek

As you have probably heard, the U.S. Treasury Department is working on a plan to allow the federal government to buy troubled assets (primarily bad mortgages) from private companies.
Although we don’t yet know all the details of the Treasury Department’s bailout plan, we do know that SOMETHING is being done, and that has brought some calm to the financial markets.

The mortgage backed securities markets have been in a vicious circle of “de-leveraging.” In other words, If a market participate wants to de-leverage their assets, they will begin to sell Mortgage Backed Securities (MBS – or Mortgage Bonds). If too many market players sell at the same time, it will drive down the price. This can sometimes create a panic with other MBS sellers. The more sellers that try to sell drives the price even lower. And the lower the price of the mortgage bond, the HIGHER the interest rate – which translates DIRECTLY to a higher rate for new mortgages.
The Treasury’s plan will break that circle and allow normalcy to return to the mortgage markets. That mean better and more stable interest rates, and more available liquidity. In fact, we’re already seeing a more stable and calm Wall Street.
The Cost;
The final cost can’t be determined for years. But first it’s important to note that the Feds may not spend all $700 billion. Some economist estimate that there may not be that much to be bought.
Some banks won’t want to sell, believing they can do better themselves. Some of the bad debt has already been written off.
ALSO, for every bad mortgage Uncle Sam buts, there is a house that comes with it. Sooner or later the they will SELL that house and recoup some of their costs.

Scott MartinPremier Mortgage Groupan Affiliated Company of Cherry Creek MortgageMortgage Broker License # MB 100019187direct line (303) 302-3901fax (303) 449-4455cell (303) 941-7287

Is this the end?

Reprint:

Commentary: Bailouts will lead to rough economic ride
By Ron PaulSpecial to CNN

Editor's note: Ron Paul is a Republican congressman from Texas who ran for his party's nomination for president this year. He is a doctor who specializes in obstetrics/gynecology and says he has delivered more than 4,000 babies. He served in Congress in the late 1970s and early 1980s and was elected again to Congress in 1996. Rep. Paul serves on the House Financial Services Committee.
(CNN) -- Many Americans today are asking themselves how the economy got to be in such a bad spot.
For years they thought the economy was booming, growth was up, job numbers and productivity were increasing. Yet now we find ourselves in what is shaping up to be one of the most severe economic downturns since the Great Depression.
Unfortunately, the government's preferred solution to the crisis is the very thing that got us into this mess in the first place: government intervention.
Ever since the 1930s, the federal government has involved itself deeply in housing policy and developed numerous programs to encourage homebuilding and homeownership.
Government-sponsored enterprises Fannie Mae and Freddie Mac were able to obtain a monopoly position in the mortgage market, especially the mortgage-backed securities market, because of the advantages bestowed upon them by the federal government.Laws passed by Congress such as the Community Reinvestment Act required banks to make loans to previously underserved segments of their communities, thus forcing banks to lend to people who normally would be rejected as bad credit risks.
These governmental measures, combined with the Federal Reserve's loose monetary policy, led to an unsustainable housing boom. The key measure by which the Fed caused this boom was through the manipulation of interest rates, and the open market operations that accompany this lowering.
When interest rates are lowered to below what the market rate would normally be, as the Federal Reserve has done numerous times throughout this decade, it becomes much cheaper to borrow money. Longer-term and more capital-intensive projects, projects that would be unprofitable at a high interest rate, suddenly become profitable.
Because the boom comes about from an increase in the supply of money and not from demand from consumers, the result is malinvestment, a misallocation of resources into sectors in which there is insufficient demand.
In this case, this manifested itself in overbuilding in real estate. When builders realize they have overbuilt and have too many houses to sell, too many apartments to rent, or too much commercial real estate to lease, they seek to recoup as much of their money as possible, even if it means lowering prices drastically.
This lowering of prices brings the economy back into balance, equalizing supply and demand. This economic adjustment means, however that there are some winners -- in this case, those who can again find affordable housing without the need for creative mortgage products, and some losers -- builders and other sectors connected to real estate that suffer setbacks.
The government doesn't like this, however, and undertakes measures to keep prices artificially inflated. This was why the Great Depression was as long and drawn out in this country as it was.
I am afraid that policymakers today have not learned the lesson that prices must adjust to economic reality. The bailout of Fannie and Freddie, the purchase of AIG, and the latest multi-hundred billion dollar Treasury scheme all have one thing in common: They seek to prevent the liquidation of bad debt and worthless assets at market prices, and instead try to prop up those markets and keep those assets trading at prices far in excess of what any buyer would be willing to pay.
Additionally, the government's actions encourage moral hazard of the worst sort. Now that the precedent has been set, the likelihood of financial institutions to engage in riskier investment schemes is increased, because they now know that an investment position so overextended as to threaten the stability of the financial system will result in a government bailout and purchase of worthless, illiquid assets.
Using trillions of dollars of taxpayer money to purchase illusory short-term security, the government is actually ensuring even greater instability in the financial system in the long term.
The solution to the problem is to end government meddling in the market. Government intervention leads to distortions in the market, and government reacts to each distortion by enacting new laws and regulations, which create their own distortions, and so on ad infinitum.
It is time this process is put to an end. But the government cannot just sit back idly and let the bust occur. It must actively roll back stifling laws and regulations that allowed the boom to form in the first place.
The government must divorce itself of the albatross of Fannie and Freddie, balance and drastically decrease the size of the federal budget, and reduce onerous regulations on banks and credit unions that lead to structural rigidity in the financial sector.
Until the big-government apologists realize the error of their ways, and until vocal free-market advocates act in a manner which buttresses their rhetoric, I am afraid we are headed for a rough ride.
The opinions expressed in this commentary are solely those of the writer.

Economist's Commentary: September 22, 2008

$700 Billion for What?
By Lawrence Yun, Chief Economist
A massive $700 billion bill will be fast-tracked through Congress this week to give the U.S. government the authority to buy bad mortgages off the books of Wall Street firms. People are calling it the 'mother of all bailouts' and the 'biggest bailout in the history of mankind.' I am inclined to view it as the biggest sovereign wealth fund investment to date.
Several sovereign wealth funds - essentially a mutual fund run by a government for the government (or its taxpaying citizens) - have been investing in Wall Street firms and mortgage-related debts since late last year. Singapore, South Korea, United Arab Emirates, Saudi Arabia, and China were among the countries putting up a few billion dollars in the hopes of turning a big profit once the housing market recovers. Treasury Hank Paulson, a former CEO of the top U.S. investment bank Goldman Sachs and perhaps missing his old job, has now created a U.S. sovereign wealth fund that outstrips in size all other sovereign funds put together. Some may even view it simplistically as the Treasury Department going "all-in" in this $700 billion Texas Hold 'Em poker bet.
The principal goal of this new Treasury authorization is not to make money but to unclog the financial pipelines. Worries about capital inadequacy, further mortgage debt write-downs, and margin calls have hemorrhaged the movement of capital. The overnight borrowing rate has been skyrocketing, as any firm with excess cash was unwilling to lend that precious dough should it face the fate of Lehman Brothers. The very essence of capitalism - of allocating capital to its most productive use - was collapsing before our very eyes last week. The whole economy and Main Street civilians would have eventually suffered greatly from the mistakes of Wall Street.
The way to unclog the system is to buy certain mortgage backed securities off the books of financial firms. Because of illiquidity many mortgage securities, even those performing reasonably well, are being valued at pennies on the dollar if forced to sell. Let's say, for example, that you as a bank hold 100 mortgages and half of your clients are paying mortgages on time. At worst, these 100 mortgages would get at least 50 cents on the dollar. However, if you need to raise capital because of margin calls in the current panic, you would not get 50 cents but only few pennies on the dollar. These unrealistically low valuations are paralyzing the balance sheets of financial institutions and hindering the liquidity flow.
Treasury intervention will help restore the proper valuation of these illiquid assets. However, Treasury should not reward the mistakes of Wall Street by bailing out at an unreasonably high price and handing out "free money." Buying at a deeply discounted price could potentially lead to huge revenue benefits for Treasury on the behalf of taxpayers once the housing market and mortgage debt valuation recovers, but the financial firms may be unwilling to sell at unreasonably low prices. If this happens, we are back to square one. Subsequently, a delicate balance must be pursued with the goal of helping unclog the financial pipeline, but also protecting taxpayers' money.
Understandably, there will be anger and outcries from the Main Street public of this massive Wall Street 'bailout.' Politicians will feel the heat in this election year. But those same politicians have no choice: if the bill does not pass, the acute financial pain will quickly trickle down to Main Street.
The Main Street disgust of executive pay is also understandable. I will defend the '$700 billion bailout' to help stabilize the housing market and economy, but not the golden parachutes of fallen Wall Street executives. How is it that failed managers are able to get away with a fistful of dollars? The same can be said of Fannie Mae (FNMA) and Freddie Mac (FHLMC) executives. Many past managers of these government sponsored enterprises were paid a gigantic sum for running the very simple business of borrowing cheap and lending high. It was possible for Fannie and Freddie to borrow cheap on the backs of government (i.e. U.S. taxpayer) guarantees. Most of this borrowing cost advantage should have been passed onto consumers and not kept by Fannie/Freddie managers.
Hank Paulson has a tough task. He must permit capital to move around. That is the essence of capitalism. He must at the same time also protect taxpayer money. The return on the taxpayer gamble depends on two things: at what price the Treasury will buy bad mortgage debts off Wall Street books, and the future mortgage default rate. The default rate, in turn, will depend on the housing market recovery. Knowingly or not, the 75 million homeowners and 100 million taxpayers have now become the key stakeholders on the side of housing market recovery. In the end, if all goes better than anticipated, Mr. Paulson may perhaps get his own super hero figure made for returning a healthy rate of investment to taxpayers on this $700 billion gambit.

COMPATABLE DEVELOPMENT IN SINGLE-FAMILY NEIGHBORHOODS WORKSHOP

(Formerly Known as Pops & Scrapes or FAR Issue)
Neighborhood Workshops6:30 - 8:00 p.m.Sept. 15, 17, 22, and 23See Neighborhood Workshop page for more

"Public Affairs Dispatch" Boulder Association of Realtors

The city of Boulder invites you to participate in the community kick-off event for the Compatible Development in Single-Family Neighborhoods project. The intent of this workshop is to provide participants with a project overview, interact with the project team, and participate in small break-out group activities. Discussions will center on the defining characteristics of existing neighborhoods, current regulations that relate to single-family development, and redevelopment trends.
The city of Boulder is launching this effort to examine the impacts that surround what is often referred to as "pops and scrapes" redevelopment. This project may result in a variety of outcomes related to the regulation of single-family development and redevelopment. The city is interested in hearing all perspectives on this topic.
This community workshop will be followed by a series of smaller neighborhood workshops in mid-September. Community feedback will be used in identifying potential strategies.

Rentals/Renters

Let us know if you or a friend would like to rent one of these properties or others or rent one of there own.

Louisville Homes for rent!

262 Buchanan $1,450.00/ month. A four bedroom home on a quite circle close to Heritage Park and Fireside Elementary school! Very cute! extremely well kept, nice fenced yard, deck. Also has a living room, family room and unfinished basement area!

303-588-8999

954 Willow $ 1600.00

This cute little 3 bedroom/ two car garage home in Louisville is at the top of the Mesa surrounded by very expensive homes. It has a huge back yard and a hot tub. Very close to Mesa Elementary School, Harper Lake and Cute playgrounds. Call us for a showing!

303-588-8999

Buyer Needs/ Active listings

Buyer Needs:


Buyer 1: We need a 2-3 condo loft within walking distance to Pearl Street Mall. Up to
1Million.

Buyer 2: A live/work condo home ready to move into for an artist.

Listings:

647 Princeton Place: $395K INDIAN PEAKS GOLF COURSE HOME ON A CUL DE SAC AND BACKING UP TO GREENBELT*** UPDATES GALORE ON THIS BEAUTIFUL AND WELL DESIGNED OPEN FLOOR PLAN INCLUDING NEW GRANITE COUNTERS, DOUBLE SIDED FIREPLACE, REFINISHED WOOD FLOORS ON THE MAIN LEVELS, LARGE GREAT ROOM, GAS STOVE, OVERSIZED TWO CAR GARAGE, NEW SOD IN THE LARGE YARDS, NEW PAINT AND TILE THROUGHOUT!***
IRES MLS#: 580590

325 Kohl. 219K WELL-ESTABLISHED COMMUNITY; OPEN FLOORPLAN; 4 BDRMS W/ 3 BATHS; ONE OF LARGEST MODELS IN NEIGHBORHOOD; SHORT DISTANCE TO EMERALD ELEMENTARY; LARGE, PRIVATE BACK YARD; ONE OF FEW WITH 2-CAR GARAGES IN NEIGHBORHOOD--- QUITE A GEM!
Public Comments: WELL-ESTABLISHED COMMUNITY; OPEN FLOORPLAN; 4 BDRMS W/ 3 BATHS; ONE OF LARGEST MODELS IN NEIGHBORHOOD; SHORT DISTANCE TO EMERALD ELEMENTARY; LARGE, PRIVATE BACK YARD; MINI- MAL FIX-UP; ONE OF FEW WITH 2-CAR GARAGES IN NEIGHBORHOOD--- QUITE A GEM! Ires MLS#580071

1360 Walnut $1,050,000 ***Twenty-Four by Twenty-Eight square feet is the size of this great room! Landmark Development with views of the Foothills and Downtown Boulder****Panoramic ceiling to floor store front windows, exposed brick, bamboo floors, stainless appl, balcony***Elegant Finish work in Industrial style loft***12.5 ft ceilings & exposed ducts***Zodiac Counters, Stainless Sinks & Seamless Entry Shower*** Elevator*** Go to work,

workout, go home, enjoy dinner and Live bands W/O a car!!! It is a lifestyle!!!
Public Comments: ***Twenty-Four by Twenty-Eight square feet is the size of this great room! Landmark Development with views of the Foothills and Downtown Boulder****Panoramic ceiling to floor store front windows, exposed brick, bamboo floors, stainless appl, balcony***

Elegant Finish work in Industrial style loft***12.5 ft ceilings & exposed ducts***Zodiac Counters, Stainless Sinks & Seamless Entry Shower*** Elevator*** Go to work, workout, go home, enjoy dinner and Live bands W/O a car!!! It is a lifestyle!!!
IRES MLS#: 561901

8900 Sugar Loaf Rd VERY VERY PRIVATE PRISTINE MOUNTAIN PROPERTY!!! BUILD YOUR DREAM HOME ON 9+ ACRES OF PRIVACY!!! COMPLETELY SURROUNDED BY FOREST SERVICE LAND SO THAT YOU FEEL LIKE YOU OWN 9000 ACRES!!! ONLY 30 MINUTES TO BOULDER.***ROCK OUTCROPPINGS, PONDEROSA PINES, DOUGLAS FIR & NATIVE GRASS MEADOWS ON A SLOPPING TERRAIN!!! UNRECORDED PHYSICAL ACCESS VIA OPEN FOREST SERVICE ROAD.
Public Comments: VERY VERY PRIVATE PRISTINE MOUNTAIN PROPERTY!!! BUILD YOUR DREAM HOME ON 9+ ACRES OF PRIVACY!!! COMPLETELY SURROUNDED BY FOREST SERVICE LAND SO THAT YOU FEEL LIKE YOU OWN 9000 ACRES!!! ONLY 30 MINUTES TO BOULDER.***ROCK OUTCROPPINGS, PONDEROSA PINES, DOUGLAS FIR & NATIVE GRASS MEADOWS ON A SLOPPING TERRAIN!!! UNRECORDED PHYSICAL ACCESS VIA OPEN FOREST SERVICE ROAD. IRES MLS#: 579160